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For lenders & note investors

No-contact occupancy photos.
Direct field records.

For special servicers, counsel, and note investors who buy direct. A field professional documents the address from the street and records occupied, vacant, or unclear from visible indicators.

A photo record, not certified occupancy. No door knock, occupant interview, or interior access.

48-hour metro target after payment and authorization. Instant checkout only where a route is confirmed this week. Lists receive a confirmed schedule and total first.

Two focused records

Choose the scope. Keep the limits clear.

Street-level status

Portfolio Occupancy

$49 / address, before routing

No-contact street photos with an occupied, vacant, or unclear observation. Ten required exterior views, organized with the field note and available visit metadata.

For directly serviced files, note inventory, counsel files, and REO intake. Not an occupancy affidavit or a GSE/insurer certification.

1–9 addresses
$49 each
10–24 addresses
$39 each
25–200 addresses
$35 each
Order Portfolio Occupancy

Status + visible concerns

Pre-foreclosure Snapshot

$59 / address, before routing

Occupancy indicators plus visible exterior red flags: tarp or roofline, glass and doors, posted notices, and dumping or debris. Street only.

A current record before a sale date or preservation decision. It does not assess title, legal status, cause of damage, value, or required repairs.

1–9 addresses
$59 each
10–24 addresses
$59 each
25–200 addresses
$45 each
Order Pre-foreclosure Snapshot

Volume counts unique addresses in one confirmed order within a service window of up to 14 calendar days. Mixed states can count toward the tier; routing is still reviewed for every address. Lists of 10 or more always receive a quote before payment.

Metro / Suburban+$0 / address
Extended Rural+$25 / address
Remote Rural+$45 / address · priced by ZIP

Optional one-address requests: metro rush +$25 when available; 20-second video +$15. No rush for lists of 25+. No night add-on or door knock for either lender service. List quotes exclude extras unless separately agreed.

Useful evidence. No implied authority.

A record for your file, not a certification.

Included

  • Address and the required exterior photo set
  • GPS and timestamp when recorded, with missing data identified
  • Occupied / vacant / unclear, supported by a field note
  • Obvious visible concerns and access limitations
  • Reviewed PDF and secure photo gallery

Outside this service

  • Certified vacancy or occupancy affidavits
  • Door knocks, hangers, interviews, interior or lockbox access
  • HUD / FNMA photo matrices or reimbursable GSE inspections
  • Agency-specific certification or compliance forms
  • Damage cause, appraisals, value, or health and safety assurances
See the photo requirements

Portfolio Occupancy: address/number; front; left and right 45-degree views; sides visible from the street; roofline from ground level; driveway/curb; immediate neighbor context; one view supporting the occupancy note.

Pre-foreclosure Snapshot: the same set, plus tarp/roofline, visible glass/doors, posted notices, and dumping/debris. If nothing is visible, the field note states that limitation rather than implying an inspection found nothing.

One list. A reviewed quote.

Send the addresses.
We confirm the route.

Paste a list or select a CSV with up to 200 addresses. Our team will respond within one business day with availability and next steps. The total and batch schedule are confirmed before payment.

No charge on submission. No dispatch before payment. We do not promise a 48-hour turnaround for a list spread across multiple regions.

Do not include borrower names, loan balances, account numbers, SSNs, or private case documents. We only need the property addresses and your business contact details.

Only one address? Start here.

Selecting a file fills the list below. Review it before sending.

Header: address,city,state,zip,sku
SKU: portfolio-occupancy or preforeclosure-snapshot. Quote addresses containing commas.

Before ordering

A few practical answers.

Is this an occupancy inspection for Fannie Mae or FHA?

No. It is a photo record with a street-level status note, not a reimbursable GSE occupancy inspection.

Will the field professional knock?

No. Neither lender service includes a door knock, hanger, interview, or contact with occupants.

Can I send 200 addresses?

Yes. Use the list form. We review the routing and service window, then send an itemized total before payment.

What if the house appears occupied?

We remain in the public right-of-way and record occupied or unclear, supported only by what is visible. We do not approach or monitor anyone.

Can photographs prove vacancy?

No. A parked vehicle, overgrown yard, or closed curtains alone cannot establish whether someone lives there. Conflicting or insufficient indicators are recorded as unclear.